Money


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Have you heard of NISAs?

NISA or the New-ISA, I hadn’t heard about them either to be brutally honest. I am properly ditzy about savings and investments, I leave all this type of thing to Blokey. The New ISA (NISA) In his budget speech the Chancellor announced that from 1 July 2014 ISAs will be reformed into a much simpler product, the New ISA (NISA). Whatsmore, all existing ISAs will automatically convert to a New ISA. Meaning those already saving and investing into an ISA will benefit from the changes a foot. So what are the differences… Subscription limits From 1 July 2014 the overall subscription limit set by the Government for 2014/15 will increase from £11,880 to £15,000. It will be possible for new subscriptions to be split in any proportion between a New Cash ISA and New Stocks and Shares ISA – currently, investments into a Cash ISA are limited to a maximum […]


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Work Vs Benefits 2

What to do? I’ve been off since October due to mental health. I still think returning to retail is wrong for me. I could work, but I’ve a great number of phobias and issues that limit the work I can do. How can you do shift work when afraid of the dark? I can’t even go into my garden after dark unless accompanied. Can’t work at the hospital due to my extreme medical phobias. Anything door to door is a non starter, fear of dogs and agoraphobia. It’s fun being different. :-/ I’m no longer getting paid by my employer as it’s been so long. But the idea of letting the benefit agency and ATOS scrutinise my mental health frightens me nearly as much as working with strangers. I’ve only ever done shop work, so office jobs don’t even respond to my applications. Or I get told irrelevant experience, wrong […]